Headquarters: NY, United States
URL: https://www.cloverhealth.com/

Chief Actuary

Remote - USA

The Finance team at Clover Health is a group of strategic partners providing financial and operational insights that drive informed decision-making and efficient capital allocation. Guided by our core values of excellence, accountability, and collaboration, we provide actionable recommendations to improve health outcomes and reduce costs while ensuring financial integrity and innovation.

Actuarial is at the center of some of Clover's most important decisions—from pricing and forecasting to reserving, medical economics, and long-term strategy. As Chief Actuary, you'll lead and evolve this function during a pivotal stage of the company's growth, helping shape how we deploy AI, automation, and advanced analytics to improve decision-making across the business.

This isn't a traditional Chief Actuary role. We're looking for someone who can combine deep actuarial expertise with modern technology, building AI-enabled workflows that transform how actuarial work gets done while maintaining the rigor, transparency, and governance required in a highly regulated environment. You'll partner closely with leaders across Finance, Clinical, Growth, Operations, and Product to influence company strategy while building a best-in-class actuarial organization.

As a Chief Actuary, you will:

• Lead Clover's enterprise actuarial function, including pricing, forecasting, reserving, medical economics, Part D, Stars analytics, and bid strategy.
• Establish the long-term vision for actuarial, modernizing the function through AI, automation, and scalable analytical infrastructure. 
•  Build AI-enabled workflows that reduce manual effort, accelerate insight generation, and improve actuarial decision-making while ensuring explainability, governance, and regulatory compliance.
• Lead the annual Medicare Advantage bid strategy and pricing process, framing tradeoffs among growth, competitiveness, margin, risk, and capital requirements to support enterprise planning and executive decision-making.
• Assume responsibility for actuarial opinions, reserve adequacy, and related regulatory actuarial requirements, including transitioning responsibilities currently supported by external actuarial partners.
• Guide reserving methodology, IBNR development, forecasting, and emerging experience analysis to provide timely, reliable financial insights.
• Partner with Finance leadership to strengthen forecasting, planning, capital management, and enterprise performance measurement.
• Collaborate with Medical Economics to identify healthcare cost trends, evaluate interventions, and develop strategies that improve member outcomes while managing medical expense. 
•  Drive adoption of modern analytics tools and AI capabilities across the actuarial organization, helping the team operate faster, smarter, and with greater transparency.
• Serve as a trusted advisor to executive leadership, translating complex actuarial concepts into clear business recommendations. 
• Lead, develop, and scale a high-performing actuarial organization, including organizational design, performance management, workforce capacity, and development of actuarial and analytical talent.
• Build strong partnerships across Finance, Clinical, Operations, Growth, Data Science, and Engineering to ensure actuarial insights are embedded in strategic decision-making.
• Establish and maintain actuarial governance, model review, documentation, control, and validation standards that support regulatory compliance, financial integrity, and sound executive decision-making.

Success in this role looks like:

First 90 Days

• Build trusted relationships across Finance and key business partners. 
•  Assess the current actuarial organization, tools, and operating model.
• Develop a roadmap for AI adoption and workflow automation across the actuarial function.
• Gain deep familiarity with Clover's pricing, forecasting, reserving, and medical economics processes.

First 6 Months

• Begin implementing AI-enabled actuarial workflows that improve efficiency and insight generation.
• Strengthen forecasting, reserving, and bid processes through improved automation and cross-functional collaboration.
• Successfully assume ownership of additional actuarial responsibilities, including reserve oversight and governance.
• Establish a clear long-term organizational vision for the actuarial function.

Long Term

• Build one of the industry's most modern actuarial organizations by combining deep actuarial science with AI-enabled decision support.
• Improve forecasting accuracy, operational efficiency, and enterprise decision-making through advanced analytics and automation.
• Develop a highly engaged, high-performing actuarial team that is recognized as a strategic partner across the organization.

You should get in touch if:

• You are a Fellow of the Society of Actuaries (FSA) and a Member of the American Academy of Actuaries.
• You have significant leadership experience in Medicare Advantage actuarial functions, including pricing, reserving, forecasting, and bid development.
• You are an AI evangelist and have demonstrated experience deploying AI workflows across your functional areas. Moreover, you are enthusiastic about applying automation and modern tooling to fundamentally improve the actuarial function.
• You have experience leading large, cross-functional initiatives that influence executive decision-making.
• You are equally comfortable discussing actuarial methodology with technical experts and communicating business implications to executives and non-technical stakeholders. 
• You have a track record of building, mentoring, and developing high-performing actuarial teams.
• You thrive in fast-moving environments where you can build, innovate, and shape the future of an organization.

Benefits Overview:  

• Financial Well-Being: Our commitment to attracting and retaining top talent begins with a competitive base salary and equity opportunities. Additionally, we offer a performance-based bonus program, 401k matching, and regular compensation reviews to recognize and reward exceptional contributions.
• Physical Well-Being: We prioritize the health and well-being of our employees and their families by providing comprehensive medical, dental, and vision coverage. Your health matters to us, and we invest in ensuring you have access to quality healthcare.
• Mental Well-Being: We understand the importance of mental health in fostering productivity and maintaining work-life balance. To support this, we offer initiatives such as No-Meeting Fridays, monthly company holidays, access to mental health resources, and a generous flexible time-off policy. Additionally, we embrace a remote-first culture that supports collaboration and flexibility, allowing our team members to thrive from any location. 
• Professional Development: Developing internal talent is a priority for Clover. We offer learning programs, mentorship, professional development funding, and regular performance feedback and reviews.

Additional Perks:

• Employee Stock Purchase Plan (ESPP) offering discounted equity opportunities
• Reimbursement for office setup expenses
• Monthly cell phone & internet stipend
• Remote-first culture, enabling collaboration with global teams
• Paid parental leave for all new parents
• And much more!

About Clover: We are reinventing health insurance by combining the power of data with human empathy to keep our members healthier. We believe the healthcare system is broken, so we've created custom software and analytics to empower our clinical staff to intervene and provide personalized care to the people who need it most.

We always put our members first, and our success as a team is measured by the quality of life of the people we serve. Those who work at Clover are passionate and mission-driven individuals with diverse areas of expertise, working together to solve the most complicated problem in the world: healthcare.

From Clover’s inception, Diversity & Inclusion have always been key to our success. We are an Equal Opportunity Employer and our employees are people with different strengths, experiences, perspectives, opinions, and backgrounds, who share a passion for improving people's lives. Diversity not only includes race and gender identity, but also age, disability status, veteran status, sexual orientation, religion and many other parts of one’s identity. All of our employee’s points of view are key to our success, and inclusion is everyone's responsibility.

#LI-REMOTE

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. We are an E-Verify company.

Final pay is based on several factors including but not limited to internal equity, market data, and the applicant’s education, work experience, certifications, etc.

A reasonable estimate of the base salary range for this role is:

$274,000 - $356,000 USD

To apply: https://weworkremotely.com/remote-jobs/clover-health-chief-actuary

The Finance team at Clover Health is a group of strategic partners providing financial and operational insights that drive informed decision-making and efficient capital allocation. Guided by our core values...

Paragon ist eine inhabergeführte Beteiligungsgesellschaft und steht seit 2004 für nachhaltige Investitionen in mittelständische Unternehmen.

Executive Vice President (EVP) Finance – Insurance & Investments About the RoleThe Executive Vice President (EVP) Finance is a senior enterprise-level finance executive responsible for providing strategic and operational financial leadership across the Group's insurance, investment, asset management, and related financial services businesses.

Saviynt’s AI-powered identity platform manages and governs human and non-human access to all of an organization’s applications, data, and business processes. Customers trust Saviynt to safeguard their digital assets, drive operational efficiency, and reduce compliance costs. Built for the AI age, Saviynt is today helping organizations safely accelerate their deployment and usage of AI. Saviynt is recognized as the leader in identity security, with solutions that protect and empower the world’s leading brands, Fortune 500 companies and government institutions. For more information, please visit www.saviynt.com.

This is your chance to shape the financial future of a rapidly growing, AI-powered identity security leader. You’ll lead a talented finance team, transforming how we plan, forecast, and analyze our business, directly influencing strategic decisions that fuel our expansion. If you’re excited by building scalable financial models, leveraging data to drive smarter growth, and modernizing finance operations, you’ll find a truly impactful role here.

Why you’ll love this role

- Get energised by the challenge of building and scaling financial operations for a high-growth technology company.

- Care deeply about translating complex data into clear, compelling narratives that drive executive decision-making.

- Enjoy the opportunity to modernize finance processes and introduce innovative analytical approaches, including AI-driven insights.

- Thrive in a dynamic environment where you can collaborate closely with founders and executive leadership to shape strategic direction.

- Value fostering a collaborative and data-literate team environment where continuous improvement is the norm.

What will you be doing

• Lead and mentor a high-performing FP&A team of approximately 25 finance professionals, fostering a culture of continuous learning and data-driven insights.
• Oversee and refine enterprise-wide budgeting, strategic forecasting, and operational planning processes for a high-growth SaaS company.
• Design and implement advanced financial models and AI-powered analytics to track key SaaS metrics, optimize unit economics, and inform strategic initiatives.
• Drive end-to-end process automation across financial systems, by maintaining scalable, real-time business intelligence solutions.
• Partner closely with executive leadership to translate complex financial data into clear, actionable operational strategies that support capital efficiency and sustainable growth.
• Provide clear visibility into financial performance for internal stakeholders and the Board.
• Conduct deep-dive analysis on ARR, NRR, GRR, churn, customer acquisition costs, and other critical SaaS metrics to identify trends and opportunities.
• Ensure accurate and timely financial reporting, including P&L forecasts, variance analysis, and scenario planning.

What You Bring

• Deep, hands-on experience with Workday Adaptive Planning for complex enterprise modeling and forecasting.
• Strong operational knowledge of NetSuite ERP for financial data management.
• Proficiency in querying and transforming data from cloud environments like Azure SQL or Synapse.
• Expertise in building executive dashboards and automated reports using BI tools such as Power BI or Tableau.
• Familiarity with Python, Azure Logic Apps, or integration platforms for financial process automation.
• Advanced SQL proficiency for data analysis and manipulation.
• Understanding of Salesforce data structures and CPQ integration for revenue analytics.
• Exceptional ability to influence and partner with executive leadership, translating financial data into strategic recommendations.
• Proven track record of leading, mentoring, and scaling a large finance team.
• Strong diplomatic and collaboration skills to drive change across various departments like Sales Ops, Product, and IT.
• Ability to navigate ambiguity and make agile decisions in a fast-paced market environment.
• Excellent communication skills, with the ability to present complex financial information clearly and concisely to diverse audiences.

Qualifications

• A minimum of 10 years of progressive experience in financial planning and analysis, with a significant portion in a leadership capacity within SaaS or high-growth technology companies.
• Bachelor’s degree in Finance, Accounting, Economics, or a related field; MBA or CPA strongly preferred.
• Experience managing and developing a team of 20+ finance professionals.
• Demonstrated experience in automating financial processes and implementing business intelligence solutions.
• Proven ability to analyze complex SaaS metrics and provide strategic financial guidance.

Ready to build the financial architecture of a market leader? Saviynt is scaling fast, but our finance function is ripe for modernization—and that’s where you come in. We need an FP&A leader with a true founder’s mindset who thrives in ambiguity, sees opportunity in operational noise, and possesses the grit to turn raw potential into a world-class finance engine. Equal parts high-level strategy and hands-on architecture, this role demands someone excited to clean up legacy processes, build predictable forecasting models from scratch, and establish mature SaaS metrics alongside our founders and C-suite. If you have the technical depth to automate, the leadership to elevate a 25-person team, and the drive to establish scalable rigor for our next phase of growth, we want to hear from you. Apply today to roll up your sleeves and shape the future of Saviynt.

Saviynt is an amazing place to work. We are a high-growth, Platform as a Service company focused on Identity Authority to power and protect the world at work. You will experience tremendous growth and learning opportunities through challenging yet rewarding work which directly impacts our customers, all within a welcoming and positive work environment. If you’re resilient and enjoy working in a dynamic environment you belong with us!

Security & Compliance This role requires adherence to Saviynt’s information security and privacy policies and procedures, including annual security training.

Saviynt is an equal opportunity employer and we welcome everyone to our team.  All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.

We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses and identifying potential inconsistencies or verification signals in application materials based on available information. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.

About Ethos

Ethos is a leading life insurance technology company on a mission to protect families by democratizing access to life insurance and empowering agents at scale. With its robust three-sided technology platform, Ethos is transforming the life insurance experience for consumers, agents, and carriers alike. Ethos offers instant, accessible products and a seamless online process that requires no medical exams and just a few health questions; it eliminates traditional barriers, making it easier than ever for everyone to protect their families. Ethos is redefining how life insurance is bought, sold, and underwritten.

About the role

Ethos is looking for an ambitious self-starter for our Senior Director, Strategic Finance Role! This hire will play a major role in defining the company’s financial plan and provide financial and operational decision support to cross-functional partners. You will play an integral part in Ethos’ success by scaling and improving our corporate finance functions, driving financial planning processes, and working with various business partners to develop strategic analyses on key business initiatives.

This role will have high visibility across the executive team and will require you to solve the most complex, interesting challenges of a rapidly-scaling startup. If you enjoy working in an environment that is fast-paced, analytically rigorous, mission-driven and impact-oriented, read on and get in touch!

Duties and Responsibilities:

• Implement new processes and improve financial controls to ensure the health and stability of our increasingly complex business
• Own and drive financial planning and budgeting processes. You will play a critical role in determining resource allocation and guiding Ethos’ growth and trajectory
• Develop and monitor critical financial performance metrics. Drive key corporate reporting requirements to the Board of Directors and Executive Team (e.g. company level KPI tracking, performance to plan, budget vs. actual variance analysis and more)
• Actively contribute to the design and implementation of accounting and planning tools (e.g., NetSuite, Pigment, etc.)
• Drive high-impact strategic and operational initiatives and deliver business analytics and insights to drive decision making related to unit economics, customer acquisition, operations, core business expansion, and new opportunities
• Apply a data-driven analytical approach to influence decision making and support company leadership in evaluating strategic initiatives

Qualifications and Skills:

• A minimum of 12 years of relevant work experience in Corporate Finance / FP&A / Strategic Finance, preferably including 3+ years at publicly traded companies or late stage pre-IPO companies. Prior experience in investment banking and/or private equity / growth equity a plus
• Best-in-class excel skills and extensive experience developing insightful financial models and quantitative analyses, paired with strong critical thinking and sound business judgment
• Prior experience building and leading finance teams
• Proven track record of identifying and deploying AI tools in finance workflows to improve efficiency and decision-making
• Expert in building new processes in an enterprise financial planning system (e.g., Adaptive, Anaplan)
• Motivated self-starter with a track record of success and a proven ability to juggle multiple projects/tasks while hitting deadlines. Desire to own and drive projects from Day 1
• Excellent communication skills and effective cross-functional collaborator
• Exceptional attention to detail
• Deep understanding of valuation methods and strong working knowledge of GAAP

#LI-Remote #LI-SG2

The US national base salary range for this full-time position is $225-$300K. Our salary ranges are determined by role, level, and location. The range displayed on each job posting reflects the minimum and maximum target for new hire salaries for the position across all US locations. Within the range, individual pay is determined by work location and additional factors, including job-related skills, experience, and relevant education or training.

Please note that the compensation details listed in US role postings reflect the base salary only and do not include applicable bonus, equity, or benefits.

You can find further details of our US benefits at https://www.ethoslife.com/careers/

Don’t meet every single requirement? If you’re excited about this role but your past experience doesn’t align perfectly with every qualification in the job description, we encourage you to apply anyway. At Ethos we are dedicated to building a diverse, inclusive and authentic workplace.

We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. Pursuant to the SF Fair Chance Ordinance, we will consider employment for qualified applicants with arrests and conviction records.

To learn more about what information we collect and how it may be used, please refer to our California Candidate Privacy Notice.

Recruitment Notice: Please be aware of recruitment scams. All legitimate communication from our team will only come from email addresses ending in @ethos.com or @getethos.com. We will never ask for payment, banking details, or sensitive personal information during the hiring process. If you are contacted by someone claiming to represent us from a different email address, please treat it as fraudulent.

Saviynt’s AI-powered identity platform manages and governs human and non-human access to all of an organization’s applications, data, and business processes. Customers trust Saviynt to safeguard their digital assets, drive operational efficiency, and reduce compliance costs. Built for the AI age, Saviynt is today helping organizations safely accelerate their deployment and usage of AI. Saviynt is recognized as the leader in identity security, with solutions that protect and empower the world’s leading brands, Fortune 500 companies and government institutions. For more information, please visit www.saviynt.com.

This is your chance to shape the financial future of a rapidly growing, AI-powered identity security leader. You’ll lead a talented finance team, transforming how we plan, forecast, and analyze our business, directly influencing strategic decisions that fuel our expansion. If you’re excited by building scalable financial models, leveraging data to drive smarter growth, and modernizing finance operations, you’ll find a truly impactful role here.

Why you’ll love this role

- Get energised by the challenge of building and scaling financial operations for a high-growth technology company.

- Care deeply about translating complex data into clear, compelling narratives that drive executive decision-making.

- Enjoy the opportunity to modernize finance processes and introduce innovative analytical approaches, including AI-driven insights.

- Thrive in a dynamic environment where you can collaborate closely with founders and executive leadership to shape strategic direction.

- Value fostering a collaborative and data-literate team environment where continuous improvement is the norm.

What will you be doing

• Lead and mentor a high-performing FP&A team of approximately 25 finance professionals, fostering a culture of continuous learning and data-driven insights.
• Oversee and refine enterprise-wide budgeting, strategic forecasting, and operational planning processes for a high-growth SaaS company.
• Design and implement advanced financial models and AI-powered analytics to track key SaaS metrics, optimize unit economics, and inform strategic initiatives.
• Drive end-to-end process automation across financial systems, by maintaining scalable, real-time business intelligence solutions.
• Partner closely with executive leadership to translate complex financial data into clear, actionable operational strategies that support capital efficiency and sustainable growth.
• Provide clear visibility into financial performance for internal stakeholders and the Board.
• Conduct deep-dive analysis on ARR, NRR, GRR, churn, customer acquisition costs, and other critical SaaS metrics to identify trends and opportunities.
• Ensure accurate and timely financial reporting, including P&L forecasts, variance analysis, and scenario planning.

What You Bring

• Deep, hands-on experience with Workday Adaptive Planning for complex enterprise modeling and forecasting.
• Strong operational knowledge of NetSuite ERP for financial data management.
• Proficiency in querying and transforming data from cloud environments like Azure SQL or Synapse.
• Expertise in building executive dashboards and automated reports using BI tools such as Power BI or Tableau.
• Familiarity with Python, Azure Logic Apps, or integration platforms for financial process automation.
• Advanced SQL proficiency for data analysis and manipulation.
• Understanding of Salesforce data structures and CPQ integration for revenue analytics.
• Exceptional ability to influence and partner with executive leadership, translating financial data into strategic recommendations.
• Proven track record of leading, mentoring, and scaling a large finance team.
• Strong diplomatic and collaboration skills to drive change across various departments like Sales Ops, Product, and IT.
• Ability to navigate ambiguity and make agile decisions in a fast-paced market environment.
• Excellent communication skills, with the ability to present complex financial information clearly and concisely to diverse audiences.

Qualifications

• A minimum of 10 years of progressive experience in financial planning and analysis, with a significant portion in a leadership capacity within SaaS or high-growth technology companies.
• Bachelor’s degree in Finance, Accounting, Economics, or a related field; MBA or CPA strongly preferred.
• Experience managing and developing a team of 20+ finance professionals.
• Demonstrated experience in automating financial processes and implementing business intelligence solutions.
• Proven ability to analyze complex SaaS metrics and provide strategic financial guidance.

Ready to build the financial architecture of a market leader? Saviynt is scaling fast, but our finance function is ripe for modernization—and that’s where you come in. We need an FP&A leader with a true founder’s mindset who thrives in ambiguity, sees opportunity in operational noise, and possesses the grit to turn raw potential into a world-class finance engine. Equal parts high-level strategy and hands-on architecture, this role demands someone excited to clean up legacy processes, build predictable forecasting models from scratch, and establish mature SaaS metrics alongside our founders and C-suite. If you have the technical depth to automate, the leadership to elevate a 25-person team, and the drive to establish scalable rigor for our next phase of growth, we want to hear from you. Apply today to roll up your sleeves and shape the future of Saviynt.

Saviynt is an amazing place to work. We are a high-growth, Platform as a Service company focused on Identity Authority to power and protect the world at work. You will experience tremendous growth and learning opportunities through challenging yet rewarding work which directly impacts our customers, all within a welcoming and positive work environment. If you’re resilient and enjoy working in a dynamic environment you belong with us!

Security & Compliance This role requires adherence to Saviynt’s information security and privacy policies and procedures, including annual security training.

Saviynt is an equal opportunity employer and we welcome everyone to our team.  All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.

We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses and identifying potential inconsistencies or verification signals in application materials based on available information. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.

About Ethos

Ethos is a leading life insurance technology company on a mission to protect families by democratizing access to life insurance and empowering agents at scale. With its robust three-sided technology platform, Ethos is transforming the life insurance experience for consumers, agents, and carriers alike. Ethos offers instant, accessible products and a seamless online process that requires no medical exams and just a few health questions; it eliminates traditional barriers, making it easier than ever for everyone to protect their families. Ethos is redefining how life insurance is bought, sold, and underwritten.

About the role

Ethos is looking for an ambitious self-starter for our Senior Director, Strategic Finance Role! This hire will play a major role in defining the company’s financial plan and provide financial and operational decision support to cross-functional partners. You will play an integral part in Ethos’ success by scaling and improving our corporate finance functions, driving financial planning processes, and working with various business partners to develop strategic analyses on key business initiatives.

This role will have high visibility across the executive team and will require you to solve the most complex, interesting challenges of a rapidly-scaling startup. If you enjoy working in an environment that is fast-paced, analytically rigorous, mission-driven and impact-oriented, read on and get in touch!

Duties and Responsibilities:

• Implement new processes and improve financial controls to ensure the health and stability of our increasingly complex business
• Own and drive financial planning and budgeting processes. You will play a critical role in determining resource allocation and guiding Ethos’ growth and trajectory
• Develop and monitor critical financial performance metrics. Drive key corporate reporting requirements to the Board of Directors and Executive Team (e.g. company level KPI tracking, performance to plan, budget vs. actual variance analysis and more)
• Actively contribute to the design and implementation of accounting and planning tools (e.g., NetSuite, Pigment, etc.)
• Drive high-impact strategic and operational initiatives and deliver business analytics and insights to drive decision making related to unit economics, customer acquisition, operations, core business expansion, and new opportunities
• Apply a data-driven analytical approach to influence decision making and support company leadership in evaluating strategic initiatives

Qualifications and Skills:

• A minimum of 12 years of relevant work experience in Corporate Finance / FP&A / Strategic Finance, preferably including 3+ years at publicly traded companies or late stage pre-IPO companies. Prior experience in investment banking and/or private equity / growth equity a plus
• Best-in-class excel skills and extensive experience developing insightful financial models and quantitative analyses, paired with strong critical thinking and sound business judgment
• Prior experience building and leading finance teams
• Proven track record of identifying and deploying AI tools in finance workflows to improve efficiency and decision-making
• Expert in building new processes in an enterprise financial planning system (e.g., Adaptive, Anaplan)
• Motivated self-starter with a track record of success and a proven ability to juggle multiple projects/tasks while hitting deadlines. Desire to own and drive projects from Day 1
• Excellent communication skills and effective cross-functional collaborator
• Exceptional attention to detail
• Deep understanding of valuation methods and strong working knowledge of GAAP

#LI-Remote #LI-SG2

The US national base salary range for this full-time position is $225-$300K. Our salary ranges are determined by role, level, and location. The range displayed on each job posting reflects the minimum and maximum target for new hire salaries for the position across all US locations. Within the range, individual pay is determined by work location and additional factors, including job-related skills, experience, and relevant education or training.

Please note that the compensation details listed in US role postings reflect the base salary only and do not include applicable bonus, equity, or benefits.

You can find further details of our US benefits at https://www.ethoslife.com/careers/

Don’t meet every single requirement? If you’re excited about this role but your past experience doesn’t align perfectly with every qualification in the job description, we encourage you to apply anyway. At Ethos we are dedicated to building a diverse, inclusive and authentic workplace.

We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. Pursuant to the SF Fair Chance Ordinance, we will consider employment for qualified applicants with arrests and conviction records.

To learn more about what information we collect and how it may be used, please refer to our California Candidate Privacy Notice.

Recruitment Notice: Please be aware of recruitment scams. All legitimate communication from our team will only come from email addresses ending in @ethos.com or @getethos.com. We will never ask for payment, banking details, or sensitive personal information during the hiring process. If you are contacted by someone claiming to represent us from a different email address, please treat it as fraudulent.

Group Finance Director – Insurance & InvestmentsAbout the RoleThe Group Finance Director is a senior leadership position responsible for overseeing the Group's financial management, planning, reporting, controls, treasury, and performance across its insurance, investment, asset management, and other financial services businesses.

About the Role

StartEngine is launching a full robo-advisory offering, converting our existing base of ~3,000 Private-fund clients onto a discretionary, algorithmically-managed platform built around a 50/30/20 portfolio philosophy. We’re hiring one person to build it: a working investment leader who has personally designed and run model portfolios before, not someone who has only managed a team that did.

This is a builder’s role, not a figurehead role. You’ll write the investment philosophy, select the actual funds and ETFs, define the allocation and rebalancing logic, and work directly with our engineering team to get it built and shipped. You will also be the named, public face of the strategy — in our regulatory filings, in client-facing materials, and in the pitch that convinces our existing clients to convert to advisory accounts.

What You’ll Do

• Design and own the Investment Policy Statement and the 50/30/20 model portfolio framework across risk bands

• Select and maintain the actual fund/ETF lineup using clear, defensible due-diligence criteria (cost, liquidity, tax efficiency, tracking accuracy)

• Define the rebalancing and tax-loss-harvesting logic and work hands-on with our existing 14-person engineering team to translate it into working product — you write the spec, no separate team required

• Serve as the named investment lead in our Form ADV and in client-facing and marketing materials

• Partner with our General Counsel and existing compliance team to help them understand what’s different about running an RIA versus our existing broker-dealer and funding-portal businesses

• Set the compliant talking points our licensed representatives will use when discussing advisory accounts with clients

• Report directly to [CEO / President] with full ownership of the investment function

What We’re Looking For

• You have personally built and run model portfolios at a small-to-midsize RIA or robo-advisor — hands-on, not delegated

• CFA charter or equivalent demonstrated track record; we care more about what you’ve shipped than the letters after your name

• Working knowledge of modern portfolio theory, asset allocation methodology, and passive fund/ETF selection

• Comfortable being publicly named as the face of an investment strategy, including in regulatory disclosures

• Able to write product requirements an engineering team can build from directly, without a translator

• Startup mindset: you’re building this function from scratch, not inheriting a department

What We’re Not Looking For

• A CIO who expects to hire a team before proving out the first version of the product

• Someone whose experience is purely institutional or oversight-level, without hands-on portfolio-building work

• A pure compliance or legal background — we have that covered; we need investment judgment

Perks & Benefits

• 100% covered Medical/Dental/Vision - pick your own plan
• Generous Equity package
• Unlimited PTO and sick days
• Paid WeWork Usage (optional)
• 100% Remote
• Team Off-sites and Celebration Dinners
• Paid Maternity/Paternity leave
• 401K program
• Flexible hours
• Be part of one of the fastest growing parts of the FinTech Industry
• A chance to work with a highly profitable and rapidly expanding startup (not VC funded)